两张信用卡，一个是6000多上线，dick's的卡，另外一张是amex,1万多上线
amex那个比较早，但是不是上线最多的，dick's 这个rebate比较好，动不动就能rebate 个30，40块，可以去store里shopping的coupon.  amex那个用的不少，但是没得到什么rebate的说。


现在关哪个会对我的credit有好处，谢谢大家指教。

[此贴子已经被作者于2008-8-5 16:03:43编辑过]

if you want to close some of your credit cards, rule of thumb is close the newer ones, and smaller limit ones, like the charge cards from stores such as Gap, Macy, etc.

You should keep the ones with high credit limit. when you have high credit limit but small balance, your credit availability is high, then your score is high.

You should also keep the ones with long history. The longer the history, the better the score.

If you have a late payment, it will show on your credit record regardless whether you cancel it or not. When you cancel a card, the card will still stay on your credit history for 10 years.