我是用第二种方法。以前好像看过有人说可以用0%APR寄来的支票，可是那个是有手续费的，我也不会其他的方法赚利息。

 要看你的信用卡收不收balance transfer fee，然后算一下划不划算，一定要记住每月按时付minimum，在0%到期前付清。

奥,是这样啊,谢谢:)

I have used both. The first one I use when there is no transfer fee. Discover sometimes will have that offer.  But you might not want to take the offer since when you open a credit card, your credit score is impacted. The lower in the credit score is probably not worth the few dollars you get from putting these money into a saving account. Not to mention that the saving account interest rate now is very low.

 是呀,我算了算,现在这么点利息,实在是不花算阿

开一个citi的银行账户，用信用卡fund，＝无上限无手续费BT