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Huaren
等级上尉
威望3
贴子2579
魅力4273
注册时间2005-04-07

beifanglang

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JPMORGAN BOND CLASS A 的问题

1117

4

2008-10-06 21:50:00

我有一点定期,前几天到期,去和银行的人谈了,他建议我转什么Bond,我也不懂是什么,但是他说风险很小,过去十年也没有变化多少,而且比银行利息高,我就相信了,今天登录进去看了一下,怎么Recent Market Value比我存的时候少了900多,Unrealized Gain 是 -$909.09。我想问问JPMORGAN BOND CLASS A 是什么东西,我的money真的少了9009。09吗?谢谢了!

Huaren
等级大校
威望15
贴子12401
魅力15885
注册时间2005-06-24

teadances

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2008-10-06 22:13:00

风险最小的是AAA好像,所以这个不是最好的,但是也不差。


 


风险越大收益越高,一般。会不会你的bond face value是1000?

Huaren
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威望3
贴子2579
魅力4273
注册时间2005-04-07

beifanglang

只看楼主

2008-10-06 22:28:00

我是完全不懂,什么是bond face value啊?Unrealized Gain/Loss 是 -$909.09。这个是什么啊?是我的钱真的少了吗?这种BOND是不是不应该买啊?是不是转成定期啊?
Huaren
等级等待验证会员
威望--
贴子63
魅力97
注册时间2008-09-23

Ethan985

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2008-10-07 12:06:00

bond=债券

Class AAA = risk free , normally the issuer is the government (you still have inflation risk, political risk, etc)

Class AA, A, BBB, BB = investment grade bond, relatively safe.

generally, a bond is a promise to repay the principal and the coupon (interest) at the end of maturity

all bonds are required to repay the principal

some government bonds donot have interest but sold on a discounted price

face value will approach par value when the bonds approach maturity

Unrealized gain/loss = if you sell now, the difference compare to the money you get at the end of maturity
Huaren
等级等待验证会员
威望--
贴子63
魅力97
注册时间2008-09-23

Ethan985

只看他

2008-10-07 12:19:00

以下是引用beifanglang在2008-10-6 22:28:00的发言:
我是完全不懂,什么是bond face value啊?Unrealized Gain/Loss 是 -$909.09。这个是什么啊?是我的钱真的少了吗?这种BOND是不是不应该买啊?是不是转成定期啊?


you need check the term and conditions for your bond, some bonds are callable, the company has the right to call the bond at a price lower than the market price, and you have no choice for this.
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