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Huaren
等级大校
威望53
贴子31098
魅力36148
注册时间2007-03-02

youcai.tai

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MORTGAGE RATE

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19

2008-11-26 16:08:00

要买房子的,或是想REFI的,最近可以留意一下MORTGAGE RATE,


 


ACCORDING TO THE 2nd MARKET,最近应该有个不小的DROP in Mortgage Rate

Huaren
等级大校
威望51
贴子41071
魅力44929
注册时间2005-03-19

latus

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2008-11-26 16:13:00

中国房贷利率降了


 


 

Huaren
等级贵宾大校
威望38
贴子18651
魅力23650
注册时间2005-08-12

vegetarcat

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2008-11-26 16:33:00

嗯。打算ref一下……
Huaren
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威望49
贴子39709
魅力40629
注册时间2007-05-26

vinobianco

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2008-11-26 16:36:00

 已经5.5了
Huaren
等级贵宾大校
威望42
贴子33909
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注册时间2004-02-24

Caffeine

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2008-11-26 18:43:00

嗯昨天立刻就降了。不过能否持续太难讲了。
Huaren
等级贵宾大校
威望26
贴子11319
魅力18780
注册时间2005-11-14

行者猫

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2008-11-26 19:10:00

 ref的话是不是得比以前低1%才划算?
Huaren
等级少校
威望4
贴子3249
魅力6026
注册时间2004-11-19

feather

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2008-11-26 19:45:00

以下是引用行者猫在2008-11-26 19:10:00的发言:
 ref的话是不是得比以前低1%才划算?

如果是0 cost的话,低0.25我也肯。当然refinance太频繁对信用记录不好,我听朋友说过有人03年的时候一年之内refinance了4-5次,后来有一阵就申请不到新信用卡了
Huaren
等级二等兵
威望--
贴子291
魅力681
注册时间2007-09-22

laboys2009

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2008-11-26 23:12:00

以下是引用youcai.tai在2008-11-26 16:08:00的发言:

要买房子的,或是想REFI的,最近可以留意一下MORTGAGE RATE,

 

ACCORDING TO THE 2nd MARKET,最近应该有个不小的DROP in Mortgage Rate

 
Agree, our bank already dropped the mortgage rate, more is coming... but all the banks will require more down payment now, 30% to 40%, you gotta have a lot of cash in hand and good credit history to take the low rate advantage.
Huaren
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注册时间2005-07-30

sstsys

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2008-11-27 14:54:00

Fremont bank offers no point, no closing fees.


 


www.fremontbank.com

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Huaren
等级大校
威望10
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注册时间2006-05-19

maomaotou

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2008-11-27 19:25:00

以下是引用laboys2009在2008-11-26 23:12:00的发言:

 
Agree, our bank already dropped the mortgage rate, more is coming... but all the banks will require more down payment now, 30% to 40%, you gotta have a lot of cash in hand and good credit history to take the low rate advantage.

30%-40% down payment, 555.


那啥时候才买得起房子呀。

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