同问.

关于这个，前两天我刚在报纸上看到。英语讲好像方便点：you can get 10% of your home price up to $7500, meaning the most is $7500. For singles, your salary has to be under $90,000 and for couples, $170,000. okay, here is the most important part. This money is really an interest free loan. You will need to PAY IT BACK in the future. If you sell your house then you will need to pay it back right away.

oh as far as how to apply I think this is a credit you can get through tax return. But remember you will need to pay it back.

请问是如何"pay it back"呢,?

看看1040表就一目了然了啊,第二页tax credits有一项就是first time home buyer credit,你在这里填上那个7500或则phase out以后的数目,然后和其他的credit一起从tax里面减去. 我相信下一年起的税表会有一栏让你加上这7500的15分之一到应交税里.

You will get the credit when you file the tax returns, but you need to pay it back.

你必须是在2008年4月9日和2009年6月30之间买房才可以，而且要保证你在过去三年种没有拥有过principal residence.需要填Form5405。另外，这笔钱要分15年还清。如果你把房子卖掉，就要提前全部还清。

如果现在还没有买房，但是想在6月30号以前买，现在税表怎么填呢？ 能买房之后再补填吗？