如果cancel刚刚申请下不久的信用卡, 对个人的credit history的影响有多大呢? 有点管理不过来卡了, 想cancel一个, 不知道结果会多糟糕. 请大家帮忙告诉我这个理财盲.  谢谢 .

[此贴子已经被作者于2009-1-4 21:14:41编辑过]

Suze once talked about this at Oprah's show. She said you should not close your credit card even you rarely use it. Because closing it will affect some ratio (debit/credit) and this certain ratio is associated with the FICO score. The higher it is, the lower your FICO score is. She suggests to use the credit card once a while in order to keep it.