恩,谢谢各位的回答
和LD商量了,就象ROBINSNOW说的一样,喜欢就买,住得开心就好
下个星期开始约AGENT安排时间
年底希望把能搬进新家.....和和

yeah, and better lock your mortage rate before the election :)

this is not so true.

还是要看具体情况吧。不过确实很多自己卖房的seller不想出commission，是那种对钱会更斤斤计较些的人。但也正因为如此，可以借机和他讲价钱。

... case by case... as far as I know, in lots of "sale-by-owner" cases, the owner himself/herself is a real estate agent. In such cases, s/he doesn't need to hire another agent. Why bother share the profit with another agent if you yourself are already an agent? I saw lots of cases in northern california that the "sale-by-owner" listing prices are normally 3-5% lower than the comparable listing prices. Another advantage to go with "sale-by-owner" in northern california is that buyers are not involved in the "bidding war" -- if the owner agrees with your offer, he won't get other offers from other buyers. Here in bay area, if a house is priced "reasonably", it'll end up getting more than 10 offers, and the first 2-4 buys have to counter bid each other to get the house. Sometimes the final bid is too much over the listing price that it won't even pass the bank appraisal... So in bay area, to go with "sale by owner" has somewhat advantages. Anyhow, this is my experience of buying a home in bay area. Your milage may vary.

还是要看具体情况吧。不过确实很多自己卖房的seller不想出commission，是那种对钱会更斤斤计较些的人。但也正因为如此，可以借机和他讲价钱。

不太同意mm的观点，commission fee 是房价的5-6%，不是小数目，不愿意出不能算是斤斤计较的人。

和第一次买房的人不一样，卖房的人都是经历过买房过程的，在这个过程中会经历那几个步骤，realtor能帮你做什么，都多少是有点数的。是自己卖还是找代理卖只能说是卖主想不想付这笔钱的问题。其实卖主真正拿到的钱也未必就比用agent的多，因为看房的人看到是sale by owner的房子，对这样的房子的期望价格自然也会考虑到commission fee这个因素，出的价也会低。因此在一般的市场情况下，自己卖房子是属于吃力不讨好的，我们这里自己卖的情况就非常少。（感觉在美国就是鼓励你花钱，要么是给你1块钱但是你必须全花出去，要么就什么都不给你，虽然最后手里还是没钱，但逼着你选第一种情况，逼着你给别人创造机会。）

我觉得选择自己卖的房主通常是在这样的两种情况下：
1，绝对的卖方市场，房子好卖。
2，房主不是特别急着把房子卖出去，愿意花时间等个好offer.
这两种情况都不利于买方砍价。

而且据我观察，出于对自己房子的喜爱，通常房主对自己房子的估值都高过房屋的实际市场价值，list出来的价格可一点都不低，也许房主真正能接受的心理价格并不过分，但对于买房子这样的大投资，我不喜欢这种水分太多的标价，真的是连试的兴趣也没有。