团险有听说过（比如所有手续都办好是1月15日，但是公司买的时候是从1月1日开始生效），否则个人买的保险不可能提前生效的。

there are some free hospitals for the poor, you can contact with International student office to get the information. But it seems you need submit some documents to show your family income before you really use the benefits. The above is what I heard before, I dont know whether it is true or not. so you still need check with ISO. 

[此贴子已经被作者于2008-1-9 17:57:05编辑过]