钱赚的太多，过了limit。
[url=https://www.irs.gov/Retirement-Plans/Plan-Participant,-Employee/2016-IRA-Contribution-and-Deduction-Limits-Effect-of-Modified-AGI-on-Deductible-Contributions-If-You-ARE-Covered-by-a-Retirement-Plan-at-Work]https://www.irs.gov/Retirement-Plans/Plan-Participant,-Employee/2016-IRA-Contribution-and-Deduction-Limits-Effect-of-Modified-AGI-on-Deductible-Contributions-If-You-ARE-Covered-by-a-Retirement-Plan-at-Work[/url]

回复 [url=http://forums.huaren.us/showtopic.aspx?topicid=2000925&postid=71427283#71427283]2楼starbucks1的帖子[/url]

我的理解是这个表是给两个人都有存４０１Ｋ的，　因为我们一方没有存公司的４０１Ｋ，所以应该是用下面这个Ｌｉｍｉｔ阿

https://www.irs.gov/Retirement-Plans/2015-IRA-Deduction-Limits-Effect-of-Modified-AGI-on-Deduction-if-You-Are-NOT-Covered-by-a-Retirement-Plan-at-Work

是我理解错了？

所以你是存了一份还是两份IRA？你存一份试试？

回复 [url=http://forums.huaren.us/showtopic.aspx?topicid=2000925&postid=71427386#71427386]4楼starbucks1的帖子[/url] 是就存了一份 存了公司没有存４０１Ｋ的那一方的Transitional IRA, 显示0 deduction

A的W2 box 12 有写 IRA contribution 么？你加个form8880 。

回复 [url=http://forums.huaren.us/showtopic.aspx?topicid=2000925&postid=71428253#71428253]7楼Moonxiaoxue的帖子[/url] Phase out LIne 是多少阿？

查了下我们的工资离phase out 貌似还远着呢