ConnieBear
是否可以这样从BOA 向CITI 转钱
2060
19
2006-06-30 14:12:00
local citi 离家很远，不想开过去存支票。 我们已经有citi 的credit card and checking account. 是否可以用BOA overpay citi credit card, 比如多付1000， 然后直接用citi online transfer 多余的钱到checking account 里？这样是否算cash advance, 收手续费呢？
不知说清楚了没有， 谢谢！
FYI I overpaid by accident sometimes, and the money went to credit...
在citi设置external transfer，转入不收费，而且一次最多可以转50k美刀，3 biz day service
我记得是不收的，不过我目前为止还没有在citi和BOA之间转过
但是我在其他的银行设置过从BOA转钱过去，BOA是免费的
所以我认为，只要你不跑到BOA网站上去设置转出，就没事
(我说的都是ACH transfer，不包括wire transfer，一般大家也不用wire transfer)
记起来了，我开citi账户的时候第一笔存款是让citi去BOA账号取的，free
can't upload typing in school.
I see, I must be reading wire transfer terms. How to do ACH transfer ne? Thanks!
update. following is from BOA website.
Yes. Keep in mind that, like other transfers you make in Online Banking, these transfers are immediate and cannot be reversed. There are daily and monthly limits to the transactions, depending on the delivery type you choose. Additionally, you will be charged a fee for outbound transfers - $3.00 for three-business-day processing, $10.00 for next-day processing.
So I think what JMs said is right. I'm just not sure that if I do transfer from BOA to citi on citi website, will I still be charged by boa?
It looks that if I transfer money from citi to BOA, I'll be charged no matter what I do.
do you have online banking account? such as ING? you can use this account to link to your BOA and CITI. you can transfer your money in CITI to ING and ING to BOA. or vice versa.
it is free if your transactions are below certain numbers per month.
hope it helps
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