moneyguy
[转帖] Best Student Credit Cards（年度最佳学生信用卡）
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2009-01-02 04:57:00
zt from mycardblog.com
Recently many friends asked me which credit card was the best student credit card. Although I have already a post indicated the Citi mtvU Platinum Select Visa Card for College Students is the best credit card for college students （Apply here), there are actually many great choices out there. And since the credit card issuers are tightening their credit approvals, it’s not easy to get a credit card from a single credit card issuer. Hereby I introduce many great student credit card products.
At first, I should let you guys remember that in the past all college students can let their family members to add them as authorized users in their credit card accounts. In this way, all college students can build a solid credit history. But this method doesn’t work from now on. It’s really difficult to establish a good credit history now. But the positive side is the credit card companies know that students need money and usually lack the ability or knowledge to manage their personal finance. Students credit cards are usually a big income for most credit card companies. Therefore most credit card issuers are willing to issue their credit cards to college students.
Of course, the top choice is still the Citi mtvU Platinum Select Visa Credit Card for College Students. This Citi mtvU Card is specialized for college students. You get 5 thankyou points for each dollar spent at restaurants, bookstores, video stores and movie theaters. Meanwhile you can also get 5 thankyou points for every dollar at Amazon.com. Plus you can rewards for being a good student. You can earn 250~2,000 bonus thankyou points each semester for maintaining a good GPA. In a word, this Citi mtvU card is highly recommended for college students.
Following is a list of other great student credit cards:
- Citi Dividend Platinum Select Card for College Students (Apply Here)
- Citi Driver’s Edge Card for College Students (Apply Here)
- Discover Student Card (Apply Here)
- Discover Open Road Card for Students (Apply Here)
- Chase+1 Student MasterCard (Apply Here)
- Bank of America Student Platinum Plus Visa Credit Card (Apply Here)
[此贴子已经被作者于2009-3-3 1:18:30编辑过]
mtvU 给Citibank寄成绩单的表格可以在下面找到：
http://leroybrown.glassmelter.com/binaries/mtvu.pdf
[此贴子已经被作者于2009-1-2 5:04:59编辑过]
from mycardblog.com
$100 Bonus from American Express Rewards Plus Gold Card(Apply Here)
I reviewed a lot of American Express credit cards. American Express is one of my favorite credit card issuers in this country and I use American Express credit cards a lot for my daily shopping. When it comes to purchase a large electronic product, American Express credit card is always picked. Their extended warranty program is really great! You can get additional warranty without additional cost. Of course, you have to pass the famous “Financial Review” if there is something happens to your account.
Today when I visited a website, there is a pop-up window came up to my eye. The pop-up window indicated that I could get a $100 gift card for applying for the American Express Rewards Gold Plus Card. I never mentioned the American Express Rewards Plus Gold Card at MyCardBlog.com. Since there is a $100 gift card sign up bonus, I have to briefly introduce this credit card.
Rewards Overview:
- Earn 1 Membership Rewards point for virtually every dollar you spend
- Earn additional points with select travel partners (get 2 points for traveling)
- Up to 5 Fee-Free Additional Cards
- Gold Card Events
The membership points you earned are very rewarding. You can redeem all your membership rewards points easily with many options. You can redeem points for rewards from 20 airlines, hundreds of hotels worldwide, vacation packages, over 50 cruise itineraries, and spa retreats. You can also transfer points into 16 frequent flyer programs — 1 point for 1 airline mile with most programs. Or you can redeem points for rewards from over 50 of the finest names in shopping and entertainment, including Saks Fifth Avenue, COACH, Dell Computer, Callaway Golf, and The Sharper Image. There is no expiration date or limit to the number of points you can earn.
Basically, the rewards is similar to other American Express credit cards-1 point for $1. But if you travel a lot, the additional point will bring huge amount of savings for you.
Plus all American Express gold card members have the access to the gold card hotline which will save you a lot of time and money to schedule your travel. You can also have access to Gold Card Events and other exclusive entertainments.
There is a $150 annual fee which is waived for the first year. (After the first year, you should probably close the account or convert it to another American Express credit card.)
Another similar offer is the American Express Preferred Rewards Gold Card which is also offering 10,000 membership rewards points if you spend $500 in 3 months with this card. The 10,000 membership rewards points are redeemable for a $100 gift card.
[此贴子已经被作者于2009-2-3 1:47:57编辑过]
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