没有利息 我开通了gold

这个只适用于brokerage account, not IRA account

No, the 4.5% APY for Robinhood Gold members does not apply to IRA accounts; while Robinhood Gold offers a higher interest rate on uninvested cash, the "IRA match" feature is a separate benefit that provides a percentage boost on annual IRA contributions, not on the APY of the IRA itself.

现在有没有比较稳定回报的etf?

明白

谢谢