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september
[讨论]529 plan
21291
432
2008-06-02 12:52:00
很久以前我的第一个精华帖子就是有关５２９计划的。
波滴有兴趣可以去看看。
我今年开始买了周里prepaid tuition plan, 主要就是我是个股盲，更重要的是我没有时间自己打理。
上个月看cnn， 说是全国今年学费比去年平均涨了６。６％。所以我这个plan就算是每年６。６％的return了，肯定比我自己的401K强。
波滴有兴趣可以去看看。
我今年开始买了周里prepaid tuition plan, 主要就是我是个股盲，更重要的是我没有时间自己打理。
上个月看cnn， 说是全国今年学费比去年平均涨了６。６％。所以我这个plan就算是每年６。６％的return了，肯定比我自己的401K强。
小帅哥，奶油泡![]()
以下是引用小小鸟在2008-6-2 12:53:00的发言：
sure, no problem.
我记得呢。。。。 你不介意，我把链接放这儿行不？
以下是引用prada在2008-6-2 12:53:00的发言：
no. it can be transferred to another college.prepaid就是肯定你们娃要上你们州里的school了，对吗？
what is bothering me now is: move or not?
if I don't move ---- then have to go private... too expensive and not sure if it is good choice
if I move --- how soon can I sell my house.... and long long commute every day for sure....
struggle... struggle...
![]()
if I don't move ---- then have to go private... too expensive and not sure if it is good choice
if I move --- how soon can I sell my house.... and long long commute every day for sure....
struggle... struggle...
以下是引用小小鸟在2008-6-2 13:01:00的发言：
general 529 is for sure.
and another child or ourselves for higher education purpose, right?
pre-paid is not sure.
以下是引用SSLOTUS在2008-6-2 13:02:00的发言：
i think so, from 9yue's post...or relatives, am i right？
but if it is only for investing, i do think i have a lot more ways to make my money dan4 sheng1 dan4 than this program. and 529 is kinda limited sounds to me
am i right?
exactly, if you are good at investing ( stock, mutual funds or housing).
以下是引用SSLOTUS在2008-6-2 13:05:00的发言：
middle high and high school in my area are very bad, only got 4/5 scores in the state. why have to go private ah?
以下是引用SSLOTUS在2008-6-2 13:07:00的发言：
personally I agree with you...only because I am not good at stock, my 401k is getting less and less...the way we investing is work harder
but still sounds like i can make more money with the money i have now than putting into 529
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以下是引用小小鸟在2008-6-2 13:11:00的发言：
when I saw you said your financial consultant suggested,
for 529, Your investment earnings grow free of income tax.
you invest into stock, you pay for the earnings every time you make a sale
I thought the tax might be the reason for you thinking about 529.....
Looks like my sense is right..
初始化编辑器...
到底了
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