For example, assuming that the purchase price of the house is $600,000. Under 80/20 scenario, your 1^st mortgage and 2^nd mortgage is $480K and $120K, respectively. Assuming the 1^st mortgage is a 30-year fixed rate loan at 6.10% and the 2^nd mortgage is a 15-year adjustable rate at prime, your monthly payments for

these two loans are approx. $2,900 and $1,160, respectively. This makes your total monthly mortgage

payments of $4,060 (of course property taxes need to be taken into consideration as well). Is that amount

feasible to you if you and your spouse reduce the 401(K) contribution temporarily to invest in a house?