boat
[求助]traditional IRA
1295
8
2007-03-14 10:38:00
If I want to buy traditioanl IRA and get dedaction for all the $4000 of 2006, the first question I need answer ( on the tax book) is : "Do you have a retirement plan"? My situation is I have a 403b but the money is from myslef, no match from school. So do I have a "qualified retirement plan'?
because I thought the "qualified" means company or school "match" your contribution, is this right?
哇, 楼上看上去很专业, 赶快抓住问问。 昨天我输不了中文, 觉得我说不清(都怪我英文太烂了)。
我想买traditioanl IRA, 想省税啦, 可那个不是有个AIG的限制不是吗? 然后, 我发现在怎么计算traditioanl IRA 有多少是能省税的那页上, 第一个问题是你有没有retirement plan, 如果你没有, 就可以$4000都免税的(那后面有计算, 但这个问题很关键, 如果没有, 好像那个AIG的限制都不起作用了。)
所以, 我就想我这个是不是不算retirement plan 呢? 因为税表说明里的解释retirement plan我这个 403B的没包括进去呢。那我就可以$4000都免税了。
我的box13是被check的了, 看来我是不能买Trditional IRA 了, 我觉得反正将来能把Trditional IRA roll over 成Roth IRA, 所以很想现在省些税。
到底了
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