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[讨论]关于家庭理财顾问
1918
13
2006-04-26 19:26:00
找不找理财顾问(financial advisor)看LZMM自己的选择了。顺便说一下,这个financial advisor or CFP (certified financial planner)在前几天全美流行的行业中排第三位呢,看来他们的市场不小啊。
偶一位同事就是自己在网上找哪些mutual funds好,哪些index好,看他投资收益也挺好的。找理财顾问的好处就是告诉他们你的risk tolerance和你是否长期还是短期投资等,然后他们帮你allocate你的money,当然要有这样那样的fee。如果自己做,就要花些时间做比较,进行研究。
偶也算懒人一个,一部分资金交给CFP管理了
and the survey ranked software engineer number 1! that ranking takes flexible hours, work from home into consideration. that's why. I think SE can be one of the most stressful jobs. depends on who you work for. because u have to constantly learn to keep yourself up to date.
i think most CFP are just sales person selling some concepts that everyone knows. you can buy a investment ofr dummies book and spend 2 hours reading it and become a CFP.
I believe, if you don't take care of your money, your money will not take care of you. at some point, I may have CFP, but he/she self has to be good invester also, not just sales person get commission. but before that, i will educate myself first, then I will know who to listen later.
到底了
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