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Huaren
等级大校
威望30
贴子23345
魅力29154
注册时间2005-03-15

xyin

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[求助]投资问题

3588

59

2006-05-20 22:07:00

以下是引用tetrahedral在2006-5-20 19:09:00的发言:
以下是引用Izzie在2006-5-19 21:11:00的发言:

It depends what kind of risks that you want to take. Usually the higher the risk, the higher the return.

Also, what kind of term are you look at? Is the money going to be invested long-term? Or do you need the money at some point in near future...too many unknowns makes answering this question a little difficult.

    to make it a little easier, what about for short-term investment, say 1/2~2 yrs, definitely need the money back in 5 yrs, and can only tolerate moderate risks?

that's a really short time frame. and if you need the whole principle back in 1/2-2 years, your choice pretty much bonds/savings.
Huaren
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xyin

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2006-05-21 18:45:00

that's a lot of money.

20k + 36k*5 = 200k!!

i will use the first 20k to buy a investment property (it's hard to find good deal now) and sell it 5 years from now, of course during this 5 years you can rent out most of the time. it will be ideal if you can achieve positive cash flow from the initial 20k investment.

i assume even if real estate market is down, you will still be able to sell the property the same price you got at today. and possible appreciation. (although real estate market maybe worse than I assume). so if you have positive cash flow, your gain will be the equity build from the rent.

the next 3k every month, huh.. I will probably buy some gold, buy some MF, buy some bond, some in CDs. although I will probably have more in MF at first, and more in bond and CDs at the end since you need the money by the end of the 5th year.

this seems to be a pretty complicated money issue. cuz 1) time frame, not too long, not too short 2) risk tolerance is medium??  

Huaren
等级大校
威望30
贴子23345
魅力29154
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xyin

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2006-05-21 20:31:00

no wonder your ID 白胖米虫.

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