Thanks, mm.

But will a contribution before 4/17/07 be  a  year 2006 contribution?

I'm so confused.

Thanks, Kathzh mm. That's exactly what I think, I believe I can still make 2006 contribution. However, I've filed my fedral and state tax returns, so my question is if I want to make a 2006 contribution, should I use 1040x to make a correction? Or just forget it since IRS will know eventually?

I see. I'll open a Roth account, and make my 06 contribution.
Thanks a lot.