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Huaren
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注册时间2005-04-26

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[讨论]TRADITIONAL IRA老了后要取必须一次性取出吗?

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2007-08-03 17:29:00

traditional IRA has minimum distribution requirement after 70 1/2 or your retirement, whichever is later.

Here is the table, devide your IRA value by the distribution period, that's how much you much to get out from your IRA that year.

Age of retiree
Distribution period (in years)
Age of retiree
Distribution period (in years)
Age of retiree
Distribution period (in years)
70
27.4
86
14.1
102
5.5
71
26.5
87
13.4
103
5.2
72
25.6
88
12.7
104
4.9
73
24.7
89
12.0
105
4.5
74
23.8
90
11.4
106
4.2
75
22.9
91
10.8
107
3.9
76
22.0
92
10.2
108
3.7
77
21.2
93
9.6
109
3.4
78
20.3
94
9.1
110
3.1
79
19.5
95
8.6
111
2.9
80
18.7
96
8.1
112
2.6
81
17.9
97
7.6
113
2.4
82
17.1
98
7.1
114
2.1
83
16.3
99
6.7
115 or older
1.9
84
15.5
100
6.3
   
85
14.8
101
5.9
   

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