又错了吧，你。。。。

帮你google了一下语言定义：“

What is a mortgage escrow account?

This is an amount of money maintained at a lending institution in order to pay

the annual taxes and insurance on mortgaged property. Approximately one-twelfth of

the estimated annual cost of taxes and insurance is paid into the account each month

from the borrower’s monthly mortgage payment. Then the lending institution pays the

taxes and insurance from this account when they are due. An escrow account is

required by many lending institutions in order to insure that the taxes and insurance

premiums are paid on time.