xixi7779
car loan refinance
2188
10
2007-07-06 13:31:00
My current car loan has a rate of 8.6%. I think it is very high. So I would like to refinance it.
Can anyone share your experience with me?
I don't know anything about refinance but heard about this term many times.
Thanks in advance!!!!
[此贴子已经被作者于2007-7-6 13:31:20编辑过]
Is your car a used card? New cars should never have that high rate.
Just go to a bank or a loan office, and ask them. Do not be afraid to ask (just consider it as practice English. :-).
It should be pretty straight forward. Good luck.
It is a new car
1. if you have a house, use home equity to pay full. Now the prime is around 7.25%(?), and it is tax deductible.
2. get a 0% credit card and borrow from them. As long as you can pay back in one year.
2 seems a better way for me, but I don't think I can pay back in one year by borrowing money from credit card company. The term is 5 years and now it is the 7th month. I would like to save the money to pay the downpayment of the house in the end of this year.
Can I pay back part of the car loan such as $10000?
2 seems a better way for me, but I don't think I can pay back in one year by borrowing money from credit card company. The term is 5 years and now it is the 7th month. I would like to save the money to pay the downpayment of the house in the end of this year.
Can I pay back part of the car loan such as $10000?
没错，信用卡公司就是这样，指不定那天就把利率提高了
我打算用存款先付点钱了，希望老公快点找到工作这样就可以很快付清了
到底了
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