Egret
[分享]实况转播BOA解疑open an account
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2007-03-02 09:59:00
最近想开个帐户，好给点钱给家里。BOA still have some bonus for openning an account. Below is some online chat with their agent.
To share with xdjm, I hope that will help you.
You are now chatting with Agent. Welcome to Bank of . How can I help you complete your online checking or savings application today?
You: I'd like to know what documents I should prepare for openning an account?
Agent: Thanks for your visit to our site today..
Agent: The requirements to apply online are..
Agent: 18 or older,
Agent: US Citizenship,
Agent: US Social Security Number
Agent: Physical address in the
Agent: ID and or Driver’s License number
Agent: Do you meet the requirements to apply online?
You: no. I am an F-1 student and kind of US resident here
Agent: Okay, you an still open your account has to be handled inside any banking center location..
Agent: Allow me a moment and I will forward a list of acceptable document once you go inside.
You: sure. Thanks.
Agent: Welcome.. Thank you for your patience..
Agent: I am forwarding the list now..
Agent: Two forms of identification, one primary and one secondary, are required when opening an account in a banking center. The following is a list of acceptable identification:
- Valid driver's license with photo from the United States, American Samoa, Canada, Guam, Mexico, Northern Mariana Islands, Puerto Rico, or the US Virgin Islands
- Valid driver's permit (temporary or beginner's) from any state with photo
- Any valid state issued ID with photo
- , state, local government or United States Armed Services issued identification card with photo
- Military ID Common Access Card () with photo
- passport with photo
- Bank of America Visa or MasterCard with photo
- Bank of America Check Card with photo
- Certificate of Canadian Citizenship Card with photo
- Foreign passport with photo
- Nonimmigrant Visa and Border Crossing Card (DSP-150) with photo
- Guatemalan Consular ID with photo
- Employment Authorization Card issued by the (Form I-766) with photo
- Mexican Consular ID (also known as Matricular Consular Card) with photo.
Agent: You can use the document you have, you passport is acceptable.. Yes only two forms of ID is needed..
You: what does "direct deposit" mean?
Agent: Direct deposit automatically places your paycheck, pension, Social Security, or other regular monthly income into your checking. It's convenient, secure, and saves trips to your banking center.
You: How about other personal check given to me?
Agent: You will be able to make deposit from personal check to your account at any time.
You: Is there any monthly fee?
Agent: Our student checking is free for you for 5 years.
You: I have notice that there is a $75 bonus (http://www.bankofamerica.com/promos/jump/uspsmovers/?adlink=000302072j650000d980) and can this be applied to a student checking account?
Agent: Yes , this is an offer once you go inside also.
You: can I use the ATM card at banks in China?
Agent: Yes you can..
You: May I have two ATM cards?
Agent: You can only have one ATM or Visa debit/check card per customer..
You: I see. If I deposit from paypal, will this be counted for "direct deposit"?
Agent: Only if the deposit is automatic... remember your account is free for you for 5 years...
Agent: No direct deposit needed.
[此贴子已经被作者于2007-3-2 10:01:35编辑过]
You: My friend wants to know how about those with H-1B?
Agent: The same requirement apply.. and is needed to go inside to open their account.
You: so they do need to arrange a direct deposit?
Agent: Correct, so that the account is free after 5 years..
You: hehe, opposite to the student account that is free first but not free later, right?
Agent: Yes, with the student account, free for 5 years and there after free with a direct deposit..
You: How about sometime in 5 years I graduate and am not a student? Can I still have that account?
Agent: Yes, the fee is $3.95 monthly without a direct deposit.
You: but how will they know that I graduate if I don't tell them directly?
Agent: Yes, this is because, your college information is needed once you open your account inside.
Agent: We are looking forward to having your as our customer..
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