我的Roth是去年开的，以前没有的。

谢谢楼上的。我的TurboTax有点不一样。

income section
- 填1099-R的信息
   其中2a一栏是5000，2b一栏是"Taxable Amount Not Determined"
   填完这两栏Federal Tax Due就涨了2000多. 放在traditional IRA里的5000块钱是我税后的钱，怎么会又要交一次税呢？感觉不太对劲。
- Did You Inherit This IRA?  No
- Let's Check For Any Rollovers or Conversions:  I converted over this distribution:  I converted the entire distribution of $5000 from a traditional IRA to a Roth IRA.
- Move Funds?  No

填完这个以后，跳出来A Few Last Things About Your Retirement Account(s)
- Have you made any non-deductible contributions to any IRA?
   我选的yes，不知道对不对。
- Total basis as of December 31, 2010
   0
- Value of your Traditional, SEP, and SIMPLE IRAs on December 31, 2011
   0
- Value of your Roth IRAs on December 31, 2011
   XXXX (some number)
- Explain your Recharacterization
   ...
- Did you have any of these Canadian retirement situations in 2011?
   No

Deductions and Credits那里
－ Contributions to an IRA or Roth IRA:
    Traditional IRA
－ Is This a Repayment of a Retirement Distribution?
    No
－ Your total 2011 traditional IRA contributions
    5000
－ Any Excess IRA Contributions Before 2011?
    No
－ Have you made any non-deductible contributions to any IRA?
    Yes
－ Total basis as of December 31, 2010
    0
－ Your income is too high to contribute
    continue
 - You currently have a penalty
    Because you made an excess contribution of $5000 to your Roth IRA, you will owe a 6%
penalty ($265) each year that excess money remains in the IRA.
    But don't worry. You can remove this penalty by taking action before April 17, 2012.

什么是recharacterization？我还以为convert就是recharacterization了？

 谢谢解释，原来是这样。

现在TurboTax叫我Explain your Recharacterization的地方我就不填了，全部留空。这样的话，就跟你的一样，说我不qualify IRA deduction，但是没再说我不能make Roth IRA contribution了，那个penalty的问题也没有了。

现在就剩下一个问题，我放到traditional IRA里的钱是我税后的钱，可是1099-R上的Box 2a (Taxable amount)显示的还是5000，虽然Box 2b (Taxable amount not determined)也是checked的。这1099-R不是自相矛盾嘛。我把1099-R填到income section后，要交的税立刻涨了2000多。我这5000块是税后的钱，怎么会又要交一次税呢。不知道是不是我哪里又填错了。

我发现把Total basis as of December 31, 2010填成5000（不是0），就不用给这5000块交税了。