这个好吗？不知道5个月后怎么样。

https://www.flagstar.com/personal/bank/savings/flagstar-savings-plus.html

Account features

• 5.35% APY guaranteed for the first 5 months with balances of $25,000 or more
• Higher saving interest rates with higher balances
• FDIC-insured up to at least $250,000 per depositor
• Flagstar Visa® Debit Card
• Online and Mobile Banking