没有这样的经验

But I guess everything comes with a price, this $3000 definitely isnt free.

Here are some of the definitions about the "indemnity bond."

"An insurance policy that indemnifies the corporation, the shareholder and the transfer agent against any and all claims arising from the replacement by the Transfer Agent of certificates lost or stolen."

"An indemnity bond is a type of insurance that the mortgage provider e.g. bank requests in order to protect themselves from negative equity. In the event that the house is sold in order to repay the mortgage, an indemnity bond covers the bank for any possible shortfall between the value of the house and the remainder of the mortgage loan which was left to pay off.

Not all financial institutions look for bonds particularly form first time buyers.Some banks take on the cost themselves. It is argued that every lender should take this cost on since they decided to take on the risk of the property in the first place through lending a mortage to the buyer. If they assume risk through lending then like any investment, they should be willing to accept the consequences of the investment return dropping as well as gaining in value!"