Checking

 MyAccess Checking®

This account is for customers who use direct deposit and prefer to do the majority of their routine banking transactions electronically - at ATMs, by telephone and personal computer. We waive the monthly maintenance fee for each statement cycle in which we receive a direct deposit to your account. This non-interest bearing account allows you to write checks without per check charges.

Minimum to open ......................................................$25

Monthly maintenance fee:
■ Avoid the monthly maintenance fee for each statement
cycle in which we receive a direct deposit to your
account.

■ Otherwise:
Monthly maintenance fee ....................................$5.95

[此贴子已经被作者于2006-6-20 19:00:14编辑过]

 Express Account

This account is for customers who like to bank at ATMs, by telephone or personal computer. This noninterest bearing account allows you to write checks without per check charges. We waive the monthly maintenance fee for each statement cycle in which you maintain the required balance in your account. You incur a fee for each deposit, withdrawal or transfer at a teller line, by mail or night drop in excess of one per statement cycle, regardless of your balance.

Minimum to open ......................................................$25

Avoid a monthly maintenance fee with:
Minimum daily balance in checking ......................$500
or
Average daily balance in checking linked
with savings, CD and IRA accounts ................$5,000

Otherwise, monthly maintenance fee:
With direct deposit..................................................$4.00
Without direct deposit ............................................$5.00

Banking center transaction fee:
First checking account deposit, withdrawal
or transfer at teller line, by mail or
night deposit each statement cycle ..................No fee
After one, each....................................................$3.00

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 Regular Checking

This non-interest bearing account allows you to write checks without per check charges. You may also make
deposits to, and withdrawals from, your account in our banking centers without per transaction charges. We
waive the monthly maintenance fee for each statement cycle in which you maintain at least one of the required balances.

Minimum to open ....................................................$100

Avoid a monthly maintenance fee with:
Minimum daily balance in checking ......................$750
or
Minimum daily balance in Regular
or Custom Savings ............................................$2,500
or
Minimum daily balance in
Money Market Savings ....................................$5,000
or
Average daily balance in checking linked
with savings, CD and IRA accounts ................$5,000

Otherwise, monthly maintenance fee:
With direct deposit..................................................$8.00
Without direct deposit ............................................$9.00

[此贴子已经被作者于2006-6-20 19:07:40编辑过]

 Interest Checking

This account allows you to earn a variable rate of interest and to write checks without per check charges. You may also make deposits to, and withdrawals from, your account in our banking centers without per transaction charges. We waive the monthly maintenance fee for each statement cycle in which you maintain at least one of the required balances.

Minimum to open ....................................................$100

Avoid a monthly maintenance fee with:
Minimum daily balance in checking ....................$1,500
or
Minimum daily balance in Regular
or Custom Savings ............................................$3,500
or
Minimum daily balance in
Money Market Savings ....................................$7,500
or
Average daily balance in checking linked
with savings, CD and IRA accounts ................$7,500

Otherwise, monthly maintenance fee:
With direct deposit................................................$11.00
Without direct deposit ..........................................$12.00

[此贴子已经被作者于2006-6-20 19:06:59编辑过]

  CampusEdge® Checking

If you are a student, you may open this account. This non-interest bearing account is for students who like to
have online access to their checking account so they can easily manage their finances at home and at school. This account allows you to write checks without per check charges and comes with our check safekeeping service. Copies of your cancelled checks are conveniently stored by us for seven years. With our Online Banking service you can also view and print copies of checks that posted to your account within the last 90 days. 

Minimum to open ......................................................$25

这个学生账户,现在改成5年内免费了,没有以前的DD的要求了

[此贴子已经被作者于2006-6-20 19:10:02编辑过]

 Economy Checking

This non-interest bearing account is designed for people who have a limited number of transactions each month. Each statement cycle you pay a monthly maintenance fee, and a per item fee for each check and other withdrawal in excess of the allowance, regardless of your account balance.

Minimum to open ......................................................$25

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Savings

 Regular Savings
This is a basic, variable rate interest bearing savings account. We waive the monthly maintenance fee for
each statement cycle in which you maintain a $300 minimum balance in your account or have us make an
automatic monthly transfer of at least $25 from your Bank of America checking account to your savings
account. Each monthly statement cycle you may make 3 withdrawals with no fee, regardless of your balance and, if you maintain a $2,500 minimum balance in your account, you may make additional withdrawals with no excess withdrawal fee.

Minimum to open ....................................................$100

Monthly maintenance fee:
Avoid a monthly maintenance fee for each statement
cycle during which you have at least one of the
following:
■ Minimum daily balance in savings......................$300
or
■ An automatic monthly transfer of at least $25 from
your Bank of America checking account to your
savings account.

[此贴子已经被作者于2006-6-20 19:14:38编辑过]

 Custom Savings

This is a variable rate interest bearing savings account. We waive the monthly maintenance fee for each statement cycle in which you maintain the required balance in your account or we receive a deposit to your account. Each monthly statement cycle you may make one withdrawal with no fee. An excess withdrawal fee applies to each additional withdrawal.

Minimum to open......................................................$25

Avoid a monthly maintenance fee with:
Minimum daily balance........................................$1,000
or
At least one deposit each monthly statement cycle

Otherwise:
Monthly maintenance fee........................................$5.00

Excess withdrawal fee:
One withdrawal each monthly statement cycle ....No fee
After one, each withdrawal ....................................$3.00

Withdrawals include withdrawals and transfers at ATMs, teller
lines, by telephone or by any other electronic means. Fees for withdrawals
at non-Bank of America ATMs also apply

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