Transfers Outside Bank of America (applies only if you have signed up for this service - for personal accounts only)

• You must have Online Banking to make Transfers Outside Bank of America.
• Within Online Banking you may separately sign up for the option of transferring funds between your linked personal deposit accounts at Bank of America and certain deposit or investment accounts at other financial institutions. An Inbound transfer moves funds into an account at Bank of America from an account outside Bank of America. An Outbound transfer moves funds from an account at Bank of America to an account outside Bank of America. You will need to register each of your non-Bank of America accounts that you wish to use for these transfers. You agree that you will only attempt to register accounts for which you have the authority to transfer funds. Transfers may be Three-Business-Day or Next-Day Transfers.
• Three-Business-Day Transfers: Funds will be debited the business day after you initiate the transfer, and will be credited on the third business day after you initiate the transfer.
• Next-Day Transfers: Funds will be debited and credited on the business day after you initiate the transfer.
• Cut-off Time: The cut-off time for Three-Business-Day Transfers is 9:00 p.m. PT (12:00 midnight ET). The cut-off for Next-Day Transfers is 4:00 p.m. PT (7:00 p.m. ET). Any three-business-day transfer made after the cut-off time will be initiated the next business day.
• Transfer fees may or may not apply, based on the Delivery Type of the transaction, to transfers with accounts you own at other financial institutions.
• Inbound Transfers:
  • There is no fee for transferring funds into the bank, regardless of the Delivery Type you choose.
  
  
• Outbound Transfers:
  • If you transfer money to accounts you own at other financial institutions, the following transfer fees will apply:
    - Three-business day processing - $3
  • - Next-day processing - $10
    

[此贴子已经被作者于2006-12-11 13:25:46编辑过]