以下是引用Issis在2006-7-12 18:31:00的发言：
不要用！！！transaction fee是3%吧？APR还要2.99%，不值！！！

以下是引用heavysnow在2006-7-12 23:28:00的发言：
Each credit card issuer uses a slightly different formula, but, as a result of new federal guidelines, most credit card companies now require you pay at least 4 percent per month.