我们是secured card

那就是一年后要求再转罗？

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Yes. put it in this way.

If your card opens in april,2008, then you should contact your bank in march,2009.

Ask them to change your card into unsecured to wiave another upcoming annual fee.

Remember to tell them that you want to maintain the same card number.

If you don't keep the same card number, you will lose the prior one year's credit history.