Issis
[求助]balance transfer 后 如有purchase如何算还账以免利息
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10
2007-01-24 17:48:00
另外,如果每个月我再用这卡消费300元,我是否就还300+90=390元就完全避免掉利息了?我估计每月如果只还minimum due的还,消费部分还得给利息。对吧?
no, if your PURCHASE APR is not 0, you'll be charged high interest by doing this.
DO NOT use your card while you have BT balance and your PURCHASE APR is not 0.
the reason is: (i'm assuming your PURCHASE APR is NOT 0%, if it is, then never mind.)
your each payment goes to the LOWEST interest balance first. in your case, the 0% BT. your every payment is going to the BT balance until it is fully paid off. so, if it takes you 11 months to pay off the BT, the PURCHASE balance would have been accumulationg interest from the day you bought something using this card, to the NEXT statement closing date after your BT is paid off.
Hope this helps.
[此贴子已经被作者于2007-1-24 17:48:44编辑过]
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