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Huaren
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威望18
贴子13487
魅力6885
注册时间2006-02-10

NXCD

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ING 比citi esaving低?

1169

9

2006-10-15 23:04:00

HSBC 5.05%, Citi 5%, both savings rates should be highest among big banks.

问题是明年接下来可能少少降息, to be opportunistic, 是不是年底把钱转移到短期CD呢? -- current 6-month CD in Citibank is 5.5%, higher than 1, 2, 3, 4, even 5-year CD!! -- due to inverted yield curve.

 

Term

APY1

Interest Rate

3-month

3.75%

3.68%

6-month

5.50%

5.35%

9-month

5.00%

4.88%

1-year

4.20%

4.11%

2-year

4.40%

4.31%

3-year

4.50%

4.40%

4-year

4.60%

4.50%

5-year

4.71%

4.60%

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