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Huaren
等级大校
威望30
贴子24983
魅力28589
注册时间2006-06-18

雪夭

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困惑这个0APR还有相关问题

1049

12

2007-10-04 17:06:00

被discover给拒了,就申请了citi的driver edge,成功.

但偶有点困惑,这个0 APR是for balance transfer还是那种只要每个月付minimum,不用还清的0APR.

这个只给minimum的话,是不是到0APR结束的时候把钱还清了就OK了?会不会影响credit记录啊?

偶每次都还清,怕出问题.但是现在想放在ING拿利息

Huaren
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威望30
贴子24983
魅力28589
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雪夭

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2007-10-04 17:09:00

Citi® Driver's Edge® Options Platinum Select® MasterCard®

Earn up to 6% rebates on the purchases you make at supermarkets, drugstores and gas stations for 12 months, 3% thereafter, 1% on all other purchases and $1 for every 100 miles you drive -  up to $1,000 every 12 months. Redeem rebates toward the purchase or lease of any new or used vehicle, automotive maintenance or convert rebates to ThankYouSM Points for gift cards, merchandise and services.

Annual Fee  Standard Purchase APR
No Annual Fee 13.24% Variable1
Intro Purchase         APRBalance Transfer APR
N/A 0.00% APR on Balance Transfers for 12 months1

Know the Facts

  • The 0% APR does not apply to Purchases or Cash Advances
  • The 0% APR may increase if you default under any cardmember agreement you have with us because you pay us late, go over your credit limit or have a returned check
  • Your payments will be applied to low APR balances before higher ones

如果我理解的对的话这个是不是只针对BT是0APR

那个intro purchase不是0APR对不对?

Huaren
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威望30
贴子24983
魅力28589
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雪夭

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2007-10-04 20:01:00

看起来是没有0 APR on purchase/cash advance的

能解释一下这句话什么意思吗?谢谢

PS:我还真没注意BT fee,还好你提醒了,谢谢

Huaren
等级大校
威望30
贴子24983
魅力28589
注册时间2006-06-18

雪夭

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2007-10-04 22:31:00

哦这样啊,那其实用处不大,BT还是有fee的

偶还是老老实实给钱吧

Huaren
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雪夭

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2007-10-04 23:20:00

哈哈,偶找找看有啥口碑不错di~~~~~~~~~~~~~

可是driver edge的第一年的6%还是很吸引我的

Huaren
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雪夭

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2007-10-05 01:06:00

其实我也想等CHASE FREEDOM的这个bonus,不知道什么时候会再有啊

同等~~~~~~~~~~~~~~~~~``

Huaren
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威望30
贴子24983
魅力28589
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雪夭

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2007-10-05 11:27:00

恩,偶们一起等啊哈

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