don't worry about tax if you want to buy MF, just do not buy it just before their distribution (namely, usually do not buy it in December).

Tax is everythere no matter where you put your money, even in saving account. (PS: F1 student does not pay tax on interests in banks).

f1 为什么没有利息税？是指从中国带来的钱吧>美国的奖学金存在银行是要叫利息税的。

不要和美国国税局玩花样，如果有国内带来的钱要和自己奖学金分开来存的