以下是引用heavysnow在2006-9-29 20:36:00的发言：

以下是引用1976在2006-9-29 19:33:00的发言：

130K cash. wow. 赞一个先. 有空约你出去吃饭.

谁请客？

是美女我请客.

Seriously, another way is to buy mutual funds. To buy those "target year 20xx retirement" funds. These funds will automatically allocate and reallocate the areas and risk factor from year to year. So you need to do nothing about it.

I personally suggest you only to buy from 3 fund compaines:

https://www.fidelity.com/

http://www.vanguard.com

http://www.troweprice.com