1976
很气愤, BOA Visa Card Finance Charge
1022
6
2007-02-21 23:28:00
Depending on situations, maybe it is this situation:
You logon and see that the balance is 1000$, for example.
So you paid 1000$.
But since it already started accumulate fiance charge, the actually charge is not reflected on the online. It will only be calculated at the billing time. So there is till, for example 25$ charge even after you paid the 1000$.
But if they say there will have more charge, then I am not sure. :-(
oh, I think of one possible thing:
Did you asked them you grace period on the card?
Normally, it is 20 days, so we do not pay finance charge.
This happens to me on my BankOne (now Chase) visa card. I did nothing wrong, but someday, I got a letter, saying that the grace period is removed! (the letter looks like a spam mail, so you may not easily figure it out). In this sense, they will charge me EACH month for EACH transaction -- it does not matter whether I pay my bill on time or not. If it is this case, either ask them to add the 20 day grace period in, or just do not use the card (after paid everything).
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