souriante
saving account 请问
2245
12
2007-03-08 12:34:00
according to mitbbs, the following online banks provide the highest rate now:
AmTrust www.amtrustdirect.com 5.36% $1 min $1K open
UFB Direct www.ufbdirect.com 5.31% $0 min
AMBOY www.amboydirect.com/premiumsavings 5.25%/5.35% $1/$20K min
Presidential www.presidential.com 5.25% $0 min$35K max
E-Loan www.eloan.com 5.25% $500 min $5K open
EmigrantDirect(ED) www.emigrantdirect.com 5.05% $1 min
HSBC www.hsbcdirect.com 5.05% $1 min
HSBC new money April 30前6%
GMAC www.gmacbank.com 5.00% $500 min
WAMU www.wamu.com 5.00% $1 min & checking
(open Free Checking, the one with free wire,
you can see that special online offer - 5.00% savings )
e-banks are safe if they are FDIC insured. "FDIC insured" means that the government will pay you the money back if the bank is broken down
all the listed checking/saving accounts are only available online.
恩， 如果去 local BOA 开个saving，也是FDIC insured 的吗？FDIC insured 只适用于网上开saving 吗 ？
i think saving accounts at local banks are 99.9% fdic insured you can always check their terms for sure
Avoid HSBC. I had some terrible experience with them. Their customer service is the worst I have even seen.
yeah, i've heard many complaints about HSBC, but i'm still using it and it's so far so good to me.
i think, if you don't ask them to solve a problem for you, they are fine; but they sometimes just don't handle problems properly.
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