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Huaren
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注册时间2007-01-17

Emichan

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CITIBANK的Fees and Finance Charges??

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7

2007-08-09 17:45:00

以下是引用小小杂货店在2007-8-9 15:35:00的发言:

Fees and Finance charges?! 为什么我会被CHARGED这个勒??

是因为我迟交钱吗??没有啊..这次的BILL我很ONTIME啊...他们的解释我一点都没懂!! 都不知道以前是否也被这么CHARGED过...

以下是他们给我的MESSAGE:

We calculated the finance charges you owe us using the Previous Balance shown on this billing statement. You owe us these finance charges because we assess finance charges daily on all your balances (including your finance charge balances) until we receive payment in full.
      


We've done away with unexpected rate increases. To help you manage your credit, our Citi Cards 360 program includes our Firm Deal. Our promise not to voluntarily raise your interest rate until your card expires, as long as you follow your card agreement.
    

是不是因为只交了minimum payment而不是全部的balance?这样子的话是要交利息的,就是那个finance charge。

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