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Huaren
等级等待验证会员
威望--
贴子54
魅力334
注册时间2007-02-12

kathzh

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IRA and tax

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8

2007-03-23 18:27:00

You can make contributions to a IRA/Roth IRA for a year at any time during the year or by the due date of your return for that year (not including extension). That means you can make contributions for 2006 by the due date for filing your 2006 tax return. --- By April 17, 2007.
When you open the IRA/Roth IRA account, there is a specific question asking the amount and the tax year of  your contributions should apply...


(By the way, 有些人以为Roth IRA可以一直contribute, 即使没有taxable compensation... financial institutions没有义务核对你的收入, Every year, financial institutions are required to report all transaction details to IRS---I don't remember the form detail... . Though your Roth IRA 好象跟报税没有关系, 其实IRS 知道的...)
    

=============================

Disclaimer ---

Any specific questions should be directed to your tax professional.

以上意见纯属个人观点, 贪玩而已. 话一出口, 概不负责.

如果你对我的回答有质疑, 请到下列网站找正确答案---

--->IRS , 一切以publication为准,

投资常识 ---> SEC , NASD,

投资数据 --> Morningstar,

保险 ---> 各州insurance department,

Financial planning ---> CFP

 
我不推荐投资公司的出版物. 此外, 每家公司有不同的compliance标准, 过往的经验不代表现在的经历. patriot act实行以后, 有些表格和条款是必须的

Disclaimer ---

Any specific questions should be directed to your tax professional.

以上意见纯属个人观点, 贪玩而已. 话一出口, 概不负责.

如果你对我的回答有质疑, 请到下列网站找正确答案---

--->IRS , 一切以publication为准,

投资常识 ---> SEC , NASD,

投资数据 --> Morningstar,

保险 ---> 各州insurance department,

Financial planning ---> CFP

 
我不推荐投资公司的出版物. 此外, 每家公司有不同的compliance标准, 过往的经验不代表现在的经历. patriot act实行以后, 有些表格和条款是必须的


[此贴子已经被作者于2007-3-23 18:29:27编辑过]

Huaren
等级等待验证会员
威望--
贴子54
魅力334
注册时间2007-02-12

kathzh

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2007-03-23 18:34:00

sorry about the disclaimers... I've been having trouble to
edit it...



anyway, just want to emphasize that it is important to look for "correct"
info at “right” places. :-)



.
Huaren
等级等待验证会员
威望--
贴子54
魅力334
注册时间2007-02-12

kathzh

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2007-03-26 16:16:00

Roth IRA contribution --- No, you don't need to file 1040x.


初始化编辑器...

到底了