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Huaren
等级中士
威望1
贴子1106
魅力1839
注册时间2007-02-13

rsun2008

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CD的好处和坏处?

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8

2007-04-13 18:34:00

今天我开户的小银行通知我他们有一种5-month 的CD APY 5.15%,去网上查了一下,好像还可以,目前就看到HSBC比它高。我个人手上有一点闲钱,5个月内应该肯定不用。但是我的顾虑是,因为我很快就要离开这里了。虽然他们说他们可以在到期的时候给我寄过去,但是自己不清楚是不是这样比较麻烦啊?

此外,看到HSBC有6%的saving但是可惜我没有homephone,不知道可不可以通过账号的申请:(

想听听jms的看法~:)

Huaren
等级中士
威望1
贴子1106
魅力1839
注册时间2007-02-13

rsun2008

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2007-04-13 21:39:00

以下是引用1976在2007-4-13 21:28:00的发言:

sign, I want to help but I am not "jms".

But anyway, I once mentioned a very good online saving, higher than your CD. Maybe you can check my post.

could you please let me know which post you mentioned that in?

Huaren
等级中士
威望1
贴子1106
魅力1839
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rsun2008

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2007-04-13 21:41:00

以下是引用1976在2007-4-13 21:28:00的发言:

sign, I want to help but I am not "jms".

But anyway, I once mentioned a very good online saving, higher than your CD. Maybe you can check my post.

just saw that. But it seems to be a small bank. I prefer to put money in a big bank or a small bank I am familiar with:)

thanks all the same.

Huaren
等级中士
威望1
贴子1106
魅力1839
注册时间2007-02-13

rsun2008

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2007-04-14 17:36:00

以下是引用1976在2007-4-13 22:25:00的发言:

By the way, to asnswer one of your other question:

CD: fixed rate for the said term.

Saving: the rate can change at any time. But you can close it, withdraw money at any time also.

thanks so much for your time. Do you think I could get approved without a homephone number by HSBC?

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