没看出什么来，只是有人说review啥的，然后又不说清楚，真是的。 anyway，决定申请了，不能有bonus 不要呀。

多谢MM的建议。我仔细看了在slickdeal上的分析，发现这个卡基本不会影响credit，因为这个是Business的卡，和个人卡对credit的影响是不同的，这是从FAQ里来copy来的”Does this affect my credit score? Not in the traditional way. You may
take a 2-4 point hit for a few months for the inquiry but the key here
is that cancelling your card will not show on your credit report and
there are no long term ill effects.“

麻烦点的地方好像就是去打电话了。不过为了$250也是比较值了，毕竟Chase 的promotion不是总有的。而且每个人只能申请一次好像，这个好像可以申请多个呢。

我已经申请了，估计还要几周才能得到卡，到时候来报道。 为了其他的jms方便，我把小版的原帖转贴在这里一份，放在下面。Good luck!

在这里可以申请： https://www201.americanexpress.com/sbsapply/EACQServlet?request_type=applyNow&bos=b&BUID=SBS&CRTV=A000003I25BGR&eep=12121&ct=24&openria=0

在第一次使用后就可以看到了25,000point了。可以到这里（http://www.membershiprewards.com/）可以exchange你的point到giftcard
虽然是business卡，但是应该是所有的人都可以申请，从slickdeals上转贴一些常见问题：

FAQS:
Do I have to own a business to signup? No, simply make one up as a
starter business. Do you sell on ebay? Amazon? Yard Sales? Anything?
This is your chance to get your business started.

Does this
affect my credit score? Not in the traditional way. You may take a 2-4
point hit for a few months for the inquiry but the key here is that
cancelling your card will not show on your credit report and there are
no long term ill effects.

Is there an annual fee? The first year is free and then $125 after that

The
paperwork doesn't say anything about the 25,000 points, AM I SCREWED?
NOPE, This is completely normal. Don't worry, you'll get them

Its
says pending approval.....now what? Don't worry, of my ~60 cards that
we(wifey and I) applied for EVERY application said this. No instant
approvals for me and I got all of them

How long till the card arrives? Generally 2-4 business days

How
long till the points show up? This is a big one. Anywhere from 2 weeks
to as long as 3-4 months, they WILL eventually show up though

Can
I get more than one? LOLOLOLOLOLOLOLOL Sure you can, I got 30 myself
last time, in this household we had a total of over 100 approved and
sent

It says additional info is need and to call, do I really need to? YES

It says you get an airling ticket is that all I can get? No, you GET 25000 points to redeem for anything they have available.

It wants my business tax ID number????? Leave it blank for sole-proprietor

Its
says for new cardholders only, does this mean I am not elligible? Nope,
each new business card considers the business the cardholder, therefore
you can still sign up

What can I get with my points? Your best
bet is Dell or Home Depot Gift Cards. Other OK ones are Banana
Republic, Crate and Barrel, FTD.com, Lands End, Barnes and Nobles, Gap,
Linens and Things, Saks, Bath and Body Works, Talbots.

Can
I use more than 1 gift card at a time at the retailers? Yes except for
DEll which can only be used in the Home section and only 1 card per
order

What does a gft cards cost? 25,000 points will get you a $250 card or $125 in AMEX Certificates


Added
by Nikolasmor:From the terms and conditions: Bonus points: Apply for
the Business Gold Rewards Card and make a purchase by 12/31/07. Upon
the Basic Cardmember's first purchase, a one time bonus of 25,000
points can be earned toward the Basic Business Gold Rewards
Cardmember's Membership Rewards® account and may appear as separate
credits of 5,000 and 20,000 bonus points. The maximum 25,000 bonus
points are available to first-time Basic Business Gold Rewards
Cardmembers only; they are not available if you transfer an existing
account. Welcome bonus points will be credited to your Membership
Rewards account 6 to 8 weeks after your first purchase appears on your
monthly billing statement. The bonus 25,000 Membership Rewards points may
be redeemed for one domestic round-trip airline ticket. Cardmembers
transferring points to participating domestic airlines will be charged
a fee of $.0004 per point, up to $50. This charge is to offset the
excise taxes American Express currently pays to the government on such
transactions. Bonus ID: 6416

The key to this statement is that bonus points MAY
be redeemed for a airline ticket...not MUST but MAY, indicating that it
is an option. The points may be used in the traditional manner also.

卡已经收到了几天了，上来汇报一下。申请过程非常容易，感觉比普通卡还有简单。其他所有东西都是用自己的，关于business的随便想了一个name。Activate 时representative会问business做啥的等。就告诉她准备做啥啥，正在准备中。
然后要求confirm那个25,000 points，当然咱就是冲着这个来的，被转到CS，告诉他我申请时看到的promotion（就是上面link点后看到的），他告诉我在第一次购买后就可以的到25,000 points了！金额不限，只要求是正常的购买而不是banlance transfer就可以了。现在感觉all set 了，收到points后再来汇报。

如果真的被review的话就说我的business还在筹备中。 Anyway，已经申请了。虽然比不了那个chase的deal但也算是easy money了。第一笔钱花了，准备等points了。

我用这张卡加了两次油然后买了一次grocery。今天给CS打电话被告知pendig points 已经有 25,108 ，在这次statement付清后就可以redeem points 了。
虽然目前还没收到最后的points，但是基本上是没有问题的。JMs赶快申请吧，我听说这个deal很快就会过期了。

我听说这个deal过了这周就过期了，需要的JMs要快呀。另外，这个是如何online cancel这个信用卡，不用打电话那么麻烦了。


The way I have cancelled online, is by doing so through the "Secure Message Center". Several ways to get there, one way being:

1. Click on the "email" icon in the "Contact" area on the mid-right.

2. Click on "Small Business" on the right hand side of the screen, where it says: "To send us a secure email..."

3: In the first pull-down area, select "Account Management" (The screen
will then change and add another drop-down tab to the right of that one.

4:In the pull down on the right side, select "Cancel Primary Card"

5.Simply fill out the rest of the pull-downs, and you should be good to go.




When using this method, you are only allowed to select one credit card
in the pull-down. You could probably try listing the other cards in the
comment field if you wanted. But, I think I would recommend just
sending a separate email for each, and just type something like this on
each of them. "Please cancel this card.... I am consolidating my credit
cards."

[此贴子已经被作者于2007-10-4 17:11:17编辑过]

这个大deal今天是最后一天了，有需要的JMs不要错过机会呀。