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Huaren
等级大校
威望16
贴子13024
魅力15251
注册时间2007-06-25

yyja

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Roth IRA or Traditional IRA

2305

6

2007-10-30 19:29:00

菜鸟问题哈。Roth IRA or Traditional IRA 哪一个合适? 俺工资不高, 放了 6% 在401K。 其他莫有投资乐。 谢谢!

Huaren
等级大校
威望16
贴子13024
魅力15251
注册时间2007-06-25

yyja

查看全部

2007-10-31 16:05:00

以下是引用bluebluesky在2007-10-31 11:03:00的发言:
If you have 401K, you can use Traditional IRA. If you qualify (salary do not exceed an amount, forgot how much), you can put $4000 (after tax money) into your Roth IRA account. The earnings in your Roth IRA account will not be taxed.

thanks a lot!

a coworker told me that for ROTH IRA, you can withdraw the original money anytime you want, but not for traditional IRA. is that true?

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