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Huaren
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威望--
贴子713
魅力1381
注册时间2007-10-15

洋柳嶓牸

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请问CHASE的什么信用卡比较好?

4167

17

2008-04-09 01:06:00

在CHASE开了帐户,有借记卡一段时间了,将在他家申请第一张信用卡。


他家前不久寄了申请的表格给我,邀请我申请Chase Visa Platinum卡。


但好象没有cash back.


 


请问他家哪一张卡比较好?


 


目前只有PART TIME工作,工资是每两周DD到我的CHASE ACCOUNT帐户的。


这是第一次申请信用卡,是不是为了确保能申请成功,选择Chase Visa Platinum比较保险?


 


谢谢各位。


 

Huaren
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威望--
贴子713
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2008-04-10 04:38:00

现在考滤这两张卡:





 


Chase Freedom Visa Signature Card



 


Chase Freedom MasterCard



 


 


除了"VISA”, "MasterCard”名称不同外,条款好象是相同的:


 


3% CASH BACK - Earn the most where you spend the most. Your spending habits may change every month, but you'll still get 3% cash back on your everyday eligible purchases with the Chase Freedom Visa Signature? Card. So even if you spend more on gas, groceries, and movies one month - and drugstores, utilities and department stores the next - you'll automatically earn 3% cash back in your top 3 everyday spending categories. There are 15 categories in all!1


 


1% CASH BACK on EVERYTHING else. You'll earn 1% cash back for every $1 you spend on ALL other purchases! Plus, we'll give you AN EXTRA $50 each time you save and redeem $200 in rewards.1


 


Put yourself in charge of your rewards. Whether you want cash back or points toward travel, gift cards or merchandise, it's your choice. You can change your rewards without losing a thing



 


Receive $50 after you make your first purchase1


 You will receive $50 in bonus rebates. Please allow 6 to 8 weeks after your first purchase for bonus rebates to post to your account. First purchase includes purchases, balance transfers, or any checks that are used to access your account. To qualify for bonus rebates, account must be open and not in default at the time of fulfillment. The bonus offer is valid only for first time cardmembers with new accounts. Only one bonus per account. Existing cardmembers/accounts are not eligible for the bonus offer.


 









Annual Percentage Rate (APR) for purchases


15.24% variable.a









Other APRs


Balance Transfer APR: 15.24% variable.


Cash Advance APR: 21.24% variable


Default APR: Up to 29.24% variable. See explanation below.b


Overdraft Advance APR: 13.99% fixed (not available in some states)


 


 


 


哪一种好呢?谢谢!!!


 


[此贴子已经被作者于2008-4-10 4:51:50编辑过]

Huaren
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威望--
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2008-04-14 01:55:00

以下是引用美人鱼爱哭在2008-4-10 19:51:00的发言:
我在用chase freedom,满200块返250块。

谢谢楼上各位的回复。


 


“满200块返250块”不明白什么意思?能具体说说吗?


 


chase freedom有好几种卡,您的卡具体名称是什么呢?


 


谢谢!

Huaren
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威望--
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洋柳嶓牸

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2008-04-29 01:52:00

以下是引用rotty在2008-4-26 19:48:00的发言:

我办了两张,


一张是Chase freedom,每个月的top 3 categories spending是3% rebate,其他的1%


累计200,退250


一张是Chase Business,额度给的居高


加油,吃饭,hardware, home suppliers是3% rebate,其他的1%


 


是呀,我也眼谗Chase Business,下一张就是它了。

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