fmx89591277
请高手指点:vanguard Roth IRA 买哪个funds 比较合适?
11078
5
2014-12-25 12:48:52
PS:新手,对股票知识是白痴 (也 不准备买)。准备30年后退休,可以承担low-moderate risk。 可供选择的below: thanks
Mutual funds
General attributes
[table=98%][td=1,2,2%][td=1,2,21%]
Name (Minimum)[url=https://personal.vanguard.com/] [/url]
[td=1,2,10%]Ticker[url=https://personal.vanguard.com/] [/url]
[td=1,2,10%]Asset
Class[url=https://personal.vanguard.com/] [/url]
Fund No.
[td=1,2,8%]Expense ratio
Admiral Treasury Money Market
VUSXX
Money Market
0011
0.09%
Federal Money Market
VMFXX
Money Market
0033
0.11%
Prime Money Market ($3,000 minimum)
VMMXX
Money Market
0030
0.16%
Short-Term Bond Index ($3,000 minimum)
VBISX
Bond - Short-term Investment
0132
0.20%
Short-Term Federal ($3,000 minimum)
VSGBX
Bond - Short-term Government
0049
0.20%
Short-Term Inflation-Protected Securities Index ($3,000 minimum)
VTIPX
Bond - Short-term Government
1967
0.20%
Short-Term Treasury ($3,000 minimum)
VFISX
Bond - Short-term Government
0032
0.20%
Short-Term Investment-Grade ($3,000 minimum)
VFSTX
Bond - Short-term Investment
0039
0.20%
Emerging Markets Government Bond Index ($3,000 minimum)
Purchase Fee: 0.75%
VGOVX
International
1120
0.49%
GNMA ($3,000 minimum)
VFIIX
Bond - Inter-term Government
0036
0.21%
Inflation-Protected Securities ($3,000 minimum)
VIPSX
Bond - Inter-term Government
0119
0.20%
Intermediate-Term Bond Index ($3,000 minimum)
VBIIX
Bond - Inter-term Investment
0314
0.20%
Intermediate-Term Treasury ($3,000 minimum)
VFITX
Bond - Inter-term Government
0035
0.20%
Total Bond Market Index ($3,000 minimum)
VBMFX
Bond - Inter-term Investment
0084
0.20%
Intermediate-Term Investment-Grade ($3,000 minimum)
VFICX
Bond - Inter-term Investment
0071
0.20%
Total International Bond Index ($3,000 minimum)
VTIBX
International
1231
0.23%
High-Yield Corporate ($3,000 minimum)
VWEHX
Bond - Inter-term Low Quality
0029
0.23%
Long-Term Bond Index ($3,000 minimum)
VBLTX
Bond - Long-term Investment
0522
0.20%
Long-Term Treasury ($3,000 minimum)
VUSTX
Bond - Long-term Government
0083
0.20%
Long-Term Investment-Grade ($3,000 minimum)
VWESX
Bond - Long-term Investment
0028
0.22%
Balanced Index ($3,000 minimum)
VBINX
Balanced
0002
0.24%
Convertible Securities ($3,000 minimum)
VCVSX
Balanced
0082
0.63%
STAR ($1,000 minimum)
VGSTX
Balanced
0056
0.34%
Wellesley Income ($3,000 minimum)
VWINX
Balanced
0027
0.25%
Wellington ($3,000 minimum)
VWELX
Balanced
0021
0.26%
LifeStrategy Conservative Growth ($3,000 minimum)
VSCGX
Balanced
0724
0.15%
LifeStrategy Growth ($3,000 minimum)
VASGX
Balanced
0122
0.17%
LifeStrategy Income ($3,000 minimum)
VASIX
Balanced
0723
0.14%
LifeStrategy Moderate Growth ($3,000 minimum)
VSMGX
Balanced
0914
0.16%
Target Retirement Income ($1,000 minimum)
VTINX
Balanced
0308
0.16%
Target Retirement 2010 ($1,000 minimum)
VTENX
Balanced
0681
0.16%
Target Retirement 2015 ($1,000 minimum)
VTXVX
Balanced
0303
0.16%
Target Retirement 2020 ($1,000 minimum)
VTWNX
Balanced
0682
0.16%
Target Retirement 2025 ($1,000 minimum)
VTTVX
Balanced
0304
0.17%
Target Retirement 2030 ($1,000 minimum)
VTHRX
Balanced
0695
0.17%
Target Retirement 2035 ($1,000 minimum)
VTTHX
Balanced
0305
0.18%
Target Retirement 2040 ($1,000 minimum)
VFORX
Balanced
0696
0.18%
Target Retirement 2045 ($1,000 minimum)
VTIVX
Balanced
0306
0.18%
Target Retirement 2050 ($1,000 minimum)
VFIFX
Balanced
0699
0.18%
Target Retirement 2055 ($1,000 minimum)
VFFVX
Balanced
1487
0.18%
Target Retirement 2060 ($1,000 minimum)
VTTSX
Balanced
1691
0.18%
Managed Payout ($25,000 minimum)
VPGDX
Balanced
1498
0.34%
Market Neutral ($250,000 minimum)
VMNFX
Stock - Long-Short
0634
1.60%
Equity Income ($3,000 minimum)
VEIPX
Stock - Large-Cap Value
0065
0.30%
High Dividend Yield Index ($3,000 minimum)
VHDYX
Stock - Large-Cap Value
0623
0.19%
U.S. Value ($3,000 minimum)
VUVLX
Stock - Large-Cap Value
0124
0.30%
Value Index ($3,000 minimum)
VIVAX
Stock - Large-Cap Value
0006
0.24%
Windsor ($3,000 minimum)
VWNDX
Stock - Large-Cap Value
0022
0.37%
Windsor II ($3,000 minimum)
VWNFX
Stock - Large-Cap Value
0073
0.36%
500 Index ($3,000 minimum)
VFINX
Stock - Large-Cap Blend
0040
0.17%
Diversified Equity ($3,000 minimum)
VDEQX
Stock - Large-Cap Blend
0608
0.40%
Dividend Appreciation Index ($3,000 minimum)
VDAIX
Stock - Large-Cap Blend
0602
0.20%
Dividend Growth ($3,000 minimum)
VDIGX
Stock - Large-Cap Blend
0057
0.31%
Growth and Income ($3,000 minimum)
VQNPX
Stock - Large-Cap Blend
0093
0.36%
Large-Cap Index ($3,000 minimum)
VLACX
Stock - Large-Cap Blend
0307
0.24%
PRIMECAP Core ($3,000 minimum)
VPCCX
Stock - Large-Cap Blend
1220
0.50%
Total Stock Market Index ($3,000 minimum)
VTSMX
Stock - Large-Cap Blend
0085
0.17%
FTSE Social Index ($3,000 minimum)
VFTSX
Stock - Large-Cap Growth
0213
0.27%
Growth Index ($3,000 minimum)
VIGRX
Stock - Large-Cap Growth
0009
0.24%
Morgan Growth ($3,000 minimum)
VMRGX
Stock - Large-Cap Growth
0026
0.39%
PRIMECAP ($3,000 minimum)
VPMCX
Stock - Large-Cap Growth
0059
0.45%
U.S. Growth ($3,000 minimum)
VWUSX
Stock - Large-Cap Growth
0023
0.44%
Capital Value ($3,000 minimum)
VCVLX
Stock - Mid-Cap Value
0328
0.41%
Mid-Cap Value Index ($3,000 minimum)
VMVIX
Stock - Mid-Cap Value
0835
0.24%
Selected Value ($3,000 minimum)
VASVX
Stock - Mid-Cap Value
0934
0.44%
Extended Market Index ($3,000 minimum)
VEXMX
Stock - Mid-Cap Blend
0098
0.24%
Mid-Cap Index ($3,000 minimum)
VIMSX
Stock - Mid-Cap Blend
0859
0.24%
Strategic Equity ($3,000 minimum)
VSEQX
Stock - Mid-Cap Blend
0114
0.29%
Capital Opportunity ($3,000 minimum)
VHCOX
Stock - Mid-Cap Growth
0111
0.48%
Mid-Cap Growth ($3,000 minimum)
VMGRX
Stock - Mid-Cap Growth
0301
0.51%
Mid-Cap Growth Index ($3,000 minimum)
VMGIX
Stock - Mid-Cap Growth
0832
0.24%
Explorer Value ($3,000 minimum)
VEVFX
Stock - Small-Cap Value
1690
0.66%
Small-Cap Value Index ($3,000 minimum)
VISVX
Stock - Small-Cap Value
0860
0.24%
Small-Cap Index ($3,000 minimum)
NAESX
Stock - Small-Cap Blend
0048
0.24%
Strategic Small-Cap Equity ($3,000 minimum)
VSTCX
Stock - Small-Cap Blend
0615
0.41%
Explorer ($3,000 minimum)
VEXPX
Stock - Small-Cap Growth
0024
0.52%
Small-Cap Growth Index ($3,000 minimum)
VISGX
Stock - Small-Cap Growth
0861
0.24%
Energy ($3,000 minimum)
VGENX
Stock - Sector
0051
0.38%
Health Care ($3,000 minimum)
VGHCX
Stock - Sector
0052
0.35%
REIT Index ($3,000 minimum)
VGSIX
Stock - Sector
0123
0.24%
Developed Markets Index ($3,000 minimum)
VDVIX
International
1397
0.20%
Emerging Markets Select Stock ($3,000 minimum)
VMMSX
International
0752
0.94%
Emerging Markets Stock Index ($3,000 minimum)
VEIEX
International
0533
0.33%
European Stock Index ($3,000 minimum)
VEURX
International
0079
0.26%
FTSE All-World ex-US Index ($3,000 minimum)
VFWIX
International
0770
0.30%
FTSE All-World ex-US Small-Cap Index ($3,000 minimum)
VFSVX
International
1684
0.40%
Global Equity ($3,000 minimum)
VHGEX
International
0129
0.61%
Global ex-U.S. Real Estate Index ($3,000 minimum)
Purchase Fee: 0.25%
Redemption Fee:0.25%
VGXRX
International
0738
0.40%
Global Minimum Volatility ($3,000 minimum)
VMVFX
International
1194
0.30%
International Explorer ($3,000 minimum)
VINEX
International
0126
0.36%
International Growth ($3,000 minimum)
VWIGX
International
0081
0.47%
International Value ($3,000 minimum)
VTRIX
International
0046
0.43%
Pacific Stock Index ($3,000 minimum)
VPACX
International
0072
0.26%
Precious Metals and Mining ($3,000 minimum)
VGPMX
Stock - Sector
0053
0.25%
Total International Stock Index ($3,000 minimum)
VGTSX
International
0113
0.22%
Total World Stock Index ($3,000 minimum)
VTWSX
International
0628
0.30%
另外,列出的基金中,好多是International的。投资这类基金要慎重。仍然要以美国为(最)主要的。
到底了
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