Checking有的有利息有的没有，看你自己的开户行。Savings应该都有，不然还Save个啥。

some banks require you to have minimum balance and banks pay you interest as long as you maintain the minimum balance.  however, the rate is so low.

推荐Presidential Internet Checking Plus，4.5% APY，目前最高的Checking了。不过需要DD，开户还需要Hard，NewCop估计搞不定。