Regular Savings
This is a basic, variable rate interest bearing savings account. We waive the monthly maintenance fee for
each statement cycle in which you maintain a $300 minimum balance in your account or have us make an
automatic monthly transfer of at least $25 from your Bank of America checking account to your savings
account. Each monthly statement cycle you may make 3 withdrawals with no fee, regardless of your balance and,
if you maintain a $2,500 minimum balance in your account, you may make additional withdrawals with no
excess withdrawal fee.
Minimum to open ....................................................$100
Monthly maintenance fee:
Avoid a monthly maintenance fee for each statement
cycle during which you have at least one of the
following:
■ Minimum daily balance in savings......................$300
or
■ An automatic monthly transfer of at least $25 from
your Bank of America checking account to your
savings account.
■ Otherwise:
Monthly maintenance fee ..................................$3.00
Excess withdrawal fee:
■ Minimum daily balance to avoid
excess withdrawal fee ......................................$2,500
■ Otherwise, excess withdrawal fee for each
withdrawal in excess of 3 during the
monthly statement cycle ....................................$3.00
Withdrawals include withdrawals and transfers at ATMs, teller
lines, by telephone or by any other electronic means. Fees for
withdrawals at non-Bank of America ATMs also apply. 

[此贴子已经被作者于2006-6-20 18:31:41编辑过]

去是我老公带我去的。老公的是学生帐户。我开的regular的那种。我不知道啥是myaccess.

去boa网站上查，上面说的很清楚。

不过那人告诉我只要在checking 和saving 里面各存25元就可以开了。所以当时给了50。我今天上网看看，发现自己帐号里面checking 被收了8块多的account fee. 还收了一个savings overdraft coverage transfer fee 10块。糊涂了。我什么都没干哪。