呀咕
一万块钱，存在哪里呢？
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2006-10-10 16:28:00
想存起来作为家庭的应急资金，一般不动用，但是万一要用的时候要随时可以拿出来。
我看COSTCO的CAPITAL ONE的MONEY MARKET有5.14%APY,是不是不错啊？
想存起来作为家庭的应急资金，一般不动用，但是万一要用的时候要随时可以拿出来。
我看COSTCO的CAPITAL ONE的MONEY MARKET有5.14%APY,是不是不错啊？
I would suggest E-Loan, as it has 5.5% APY and FDIC insured. Should be the highest now.
要是想随时取出来，BOA貌似有一种CD可以，不需要交手续费
如果短期内不用，可以存APY高一些的CD
come on, if it is for emergency money, put it in a place that you can get it out quickly, any account that have 5 or 5+% should be good ---- suppose you save it for 1 or 2 years, and since you need to pay tax on the interests also (unless you are F1), I think those 5 or 5.14 only differ a little in 1 or 2 years. so put it in a place that you can withdraw easily and quickly.
One of the local credit unions here offers a 5.25% CD that you may deposit any time you want and have two penalty-free withdrawals. It's pretty attractive. Wondering if the area you live have such program.
It's just one of the many opinions out there.
come on, if it is for emergency money, put it in a place that you can get it out quickly, any account that have 5 or 5+% should be good ---- suppose you save it for 1 or 2 years, and since you need to pay tax on the interests also (unless you are F1), I think those 5 or 5.14 only differ a little in 1 or 2 years. so put it in a place that you can withdraw easily and quickly.
先谢谢这位，以及楼上各位。
可是你干吗用“COME ON"这种语气啊，搞的我问了一个巨白痴的问题一样的。
我不就是让大家给我推荐一个利息相对高一点，随时可取的帐户么。
BTW,我还是开了COSTCO的CAPITAL ONE了，5.14％，因为是EXCECUTIVE MEMBER, 所以可以拿25块BONUS.
我们LOCAL的SUNTRUST, 13个月CD有5.75％，可是没有PENALTY FREE WITHDRAW，所以为了LIQUIDITY,还是放弃了。
C1那个可以随时取吗
C1那个可以随时取吗
每个月好像有个取钱次数的上限。这个对我来说问题不大，因为这个钱，基本上是不动的。
我的活钱就存在citi e-saving 了，5% 虽然不是最高的，但也还不错。主要是我把工资的direct deposit 办到了citi checking, 而且还打算存citi 的6 个月的CD, 都放在一起省点事。反正我也没有多少钱，5% 和5.5% 一年下来也差不了几十块钱。。。
不过仔细想想，几十块钱也是钱啊，是不是有点不合算呢？
到底了
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