Unless you think your personal information is released already, otherwise, why should we use it? You can have a free one each year, pretty enough for most of the people.

PS: is it just a credit report (list of crediters of yours), or credit score (the number)?

I am currently in the trial of this service.

I would say it is over priced, but it is really good if the service is 3 dollars a month. Therefore, I am going to cancel it in the near future.

It provides 3 in 1 Credit Reports, 3 credit scores, and an analyzer, which would be useful for you to determine your credit moves, such as an inquiry, a new card and missed payments. It also features an alert system which allows you to see any changes to your report within 24 hours.

It also tells you what factors are lifting up your score or pulling down it, with detailed analysis on each factor. The service is providing a phone-number which is almost 24-7 and should you have any questions on your report, you could call them immediately for help.

它的REPORT是通过MAIL寄呢,还是ONLINE的???

可以online，也可以mail寄，似乎还可以email给你，随你，mail肯定会慢不少

我用了几个月

有3家的REPORT和分数

分数比较有用，因为一年一次的FREE REPORT不包括分数

单买一家的分数还5块多一次呢，这个不到10块3家都有，很值得！

偶也在用，觉得挺方面的。不过也准备一个月就cancel.