信用卡和store credit card如果太多，可不可以cancle掉啊？有没有什么不好？

可以cancel，但是你的第一张信用卡最好不用cancel掉，这样你长的信用记录就不会受损失。

[此贴子已经被作者于2006-12-17 11:33:34编辑过]

mm,这个offer什么时候过期啊?还有,这个balance transfer怎么操作?

[此贴子已经被作者于2006-12-17 11:35:33编辑过]

up up

经常听说balance transfer, 但是不知道怎么操作

balance transfer

if you have any balance on other credit card,you can make BT.

call BOA CS,ask them to help you make BT.They will tell you how to do it step-by-step.

after BT,remember,NEVER USE THIS CARD TO PURCHASE ANYTHING!!!otherwise,you will have high APR for the purchase balance.

and don't forget to pay off all balance in 12 month.

I just took a look. Balance transfer has 3% transaction fee, that means I have to pay $2000*0.03=$60 at least.