equity line of credit ?

大概是用你已经付了的那个部分的房钱，再抵押贷款借钱出来。利率比直接买房贷款高一些。

use the home equity line of credit as downpay to buy 2nd home.

also including the appreciation part. so if your home appreciated, then you will be able to get the principle you paid + appreciation part.

say you bought your house for 400k 5 years ago, now it worh 600k.

the 200k is the appreciation of the house

彻底明白了. 多谢多谢.

但是用第一栋来贷第二栋, 利率真的高很多么?

假如市场是7, 会拿到多少呢?

还是要根据个人情况么?