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12
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Huaren
等级下士
威望--
贴子618
魅力1522
注册时间2006-06-08

sara789

只看楼主

about credit card late pay :(

1542

10

2007-04-02 16:28:00

I didn't realize I didn't pay last month's chase credit card bill yet until last Saturday. Then, I called chase and was told it hasn't been reported to credit beaura yet. I arranged the payment from my bank account right away. It will take 3 days for the money to get there. I called chase today and got to know they have reported to the credit beaura!

And the customer service woman was very bad.

I never paid the bill so late to be fined and reported... How much will it influence my credit history? My credit history is not that good since I don't consume that much.

Huaren
等级三等兵
威望--
贴子193
魅力254
注册时间2007-03-08

Burninglove

只看他

2007-04-02 16:50:00

take it easy. no big deal if you are late only once.
Huaren
等级版主
威望132
贴子30141
魅力39187
注册时间2005-11-09

icyscorpio

只看他

2007-04-02 16:53:00

要是上报信用局了,还是会对分数有影响的

不过已经发生了,MM以后尽量注意吧,这种也是难免的

Huaren
等级大校
威望53
贴子31098
魅力36148
注册时间2007-03-02

youcai.tai

只看他

2007-04-02 17:30:00

Are they kidding with you? Only one month late, and they are going to report to credit beaura???!!!

Don't believe them, it will affect your credit score only when you are more than 6 months late for the payment.

Huaren
等级版主
威望132
贴子30141
魅力39187
注册时间2005-11-09

icyscorpio

只看他

2007-04-02 17:34:00

以下是引用youcai.tai在2007-4-2 17:30:00的发言:

Are they kidding with you? Only one month late, and they are going to report to credit beaura???!!!

Don't believe them, it will affect your credit score only when you are more than 6 months late for the payment.

我之前用的FLEET的,就是一次就被上报了

气S了,留了N久了,愤怒的把它关了

Huaren
等级少尉
威望2
贴子1845
魅力2025
注册时间2006-12-28

vivichat

只看他

2007-04-02 20:25:00

应该没什么,就是罚款$39
Huaren
等级上校
威望5
贴子4209
魅力4520
注册时间2006-06-11

小犹太

只看他

2007-04-02 21:38:00

用chase的online pay好像当天就能付上的
Huaren
等级大校
威望22
贴子17754
魅力23856
注册时间2004-06-19

liumao

只看他

2007-04-03 01:29:00

以下是引用youcai.tai在2007-4-2 17:30:00的发言:

Are they kidding with you? Only one month late, and they are going to report to credit beaura???!!!

Don't believe them, it will affect your credit score only when you are more than 6 months late for the payment.

你先调查好了再说. 超过30天都是要报CREDIT BUREAU的.

Huaren
等级等待验证会员
威望--
贴子206
魅力361
注册时间2006-11-21

souriante

只看他

2007-04-03 12:54:00

以下是引用sara789在2007-4-2 16:28:00的发言:

I didn't realize I didn't pay last month's chase credit card bill yet until last Saturday. Then, I called chase and was told it hasn't been reported to credit beaura yet. I arranged the payment from my bank account right away. It will take 3 days for the money to get there. I called chase today and got to know they have reported to the credit beaura!

And the customer service woman was very bad.

I never paid the bill so late to be fined and reported... How much will it influence my credit history? My credit history is not that good since I don't consume that much.

try another call, and a nice cs should waive your late fee
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Huaren
等级上士
威望1
贴子1451
魅力2380
注册时间2005-04-17

monochrome

只看他

2007-04-04 18:05:00

I waived my once. Say more 'sorry'
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